Faced with an ever-changing environment, players in the corporate and investment banking world are now tasked with responding to a transformed industry upended by disruptive technologies, relentless cost pressures, and an ever-changing regulatory landscape. New challenges cannot be met with traditional solutions.
Reference Point helps clients reinvent and reposition their organizations as they prepare for a new age of banking.
Wealth & Investment Management
Wealth managers are encountering unprecedented market shifts. Digital innovation has made way for new entrants to disrupt traditional channels while an evolving demographic of customers have come to expect convenient and personalized services from their providers.
Reference Point is helping clients redesign digital strategies to deliver innovative impacts in the face of these extraordinary market shifts.
Retail & Consumer Banking
The retail and consumer banking industry continues to undergo significant transformations powered by evolving consumer preferences. Industry leaders are turning to technology and data-driven strategies to meet the demands of a comprehensive and seamless digital banking ecosystem.
Our teams partner with clients to chart new paths forward, leveraging data and technology solutions to drive innovative strategies, disciplined approaches, and swift execution.
Insurance carriers are finding themselves in a challenging position, having to navigate through a long list of industry headwinds. A complex regulatory landscape, heightened consumer expectations, and increased competition have sent the insurance market looking for answers.
Our teams of industry practitioners and experts work with insurers to optimize strategies for growth, operational efficiency, and client centricity.
The 2008 credit crisis has continued to fuel the rapid evolution of the housing industry and the secondary mortgage markets. New regulations, products, and technologies are reshaping the way financial services firms service and securitize mortgage loans.
Reference Point partners with clients to navigate the complexity of the mortgage industry’s regulatory landscape, helping organizations become the adaptable institutions that the market now demands.
We are watching innovation and disruption drive an enormous amount of opportunity in the Payments space, as the very nature of how businesses and consumers exchange money is shifting rapidly.
Whether its redefining the customer experience or building a strategic target state, Reference Point leans on its deep expertise in technology and innovation to position clients for long-term success.
Bringing expertise to financial services
Even the best business operations, risk, and technology teams often need support to assess, plan, implement, or manage critical initiatives required to optimize performance. We offer proven expertise and practical experience in a unique consulting model.